IKF Finance Limited Unlisted Shares
₹ 425.00 (0) (0%) 5Y
IKF Finance Limited Unlisted Shares
₹ 425.00
IKF Finance Limited Unlisted Shares
*Best In Industry
About IKF Finance Limited Unlisted Shares
IKF Finance Limited is a fast-growing Non-Banking Financial Company (NBFC) founded in 1991 and headquartered in Vijayawada, Andhra Pradesh. With over three decades of experience in asset-backed lending, the company has built a strong presence across semi-urban and rural India, enabling financial access for self-employed individuals, small business owners, and underserved customer groups.
Backed by robust governance and technology-driven processes, IKF Finance has transformed from a niche vehicle financier into a diversified retail lending institution, offering innovative and affordable credit solutions across multiple asset classes.
💼 Business Model: Asset-Backed, Customer-Centric Lending
IKF Finance operates on a secured, asset-backed lending model, ensuring sustainable growth and stable asset quality. The company’s business strategy focuses on:
✔ Customer-Centric Solutions
Flexible, customized loan products for small entrepreneurs, transport operators, and first-time borrowers.
✔ Risk-Controlled Lending
Majority lending through secured assets—vehicles, equipment, and property—to maintain low NPAs.
✔ Digital Transformation
Smart underwriting, digital onboarding, and real-time risk monitoring to enhance operational efficiency.
This blend of traditional risk management and digital innovation enables IKF Finance to scale responsibly across emerging markets.
🧾 Products & Services
IKF Finance offers a diverse suite of credit products designed to empower India’s underserved borrower segments:
🚛 Commercial Vehicle Loans
Financing new and pre-owned CVs for transport operators.
🏗 Construction Equipment Loans
Loans for backhoe loaders, excavators, tippers, and other heavy equipment.
🚜 Tractor & Farm Equipment Loans
Affordable financing for tractors and agricultural machinery.
🛺 Three-Wheeler Loans
Credit solutions for auto-rickshaws and cargo three-wheelers.
🚗 Car & MUV Loans
Loans for personal and utility vehicles.
🏢 MSME Loans
Working capital and term loans designed for small businesses.
🏠 Affordable Housing Loans
Offered through its subsidiary IKF Home Finance, which serves low- and middle-income borrowers.
🌍 Geographical Reach
IKF Finance has built an extensive and growing physical distribution network:
- 165+ Branches
- Presence in 9 States: Andhra Pradesh, Telangana, Tamil Nadu, Karnataka, Maharashtra, Gujarat, Madhya Pradesh, Rajasthan, and Odisha
- 62,000+ Active Customers
- Strong focus on semi-urban and rural markets
This broad footprint positions the company as a significant player in India’s financial inclusion ecosystem.
👥 Promoters & Leadership Team
The company is guided by an experienced leadership team:
- Mr. V.G.K. Prasad – Founder & Chairman
- Ms. Vasumathi Devi Koganti – Managing Director
- Ms. Indira Devi – Whole-Time Director
Promoter shareholding stands at ~42.84% (as of March 31, 2024), reflecting strong promoter confidence and long-term commitment.
💸 Funding & Capital Strength
IKF Finance continues to attract high-quality global investors:
🔹 April 2024
Raised ₹120 crore from TIAA to expand operations and strengthen its loan book.
🔹 February 2025 (In Progress)
Advanced-stage discussions to raise $70–80 million (₹580–660 crore) from a sovereign wealth fund and Norwest Venture Partners to accelerate expansion beyond core markets.
These capital infusions highlight the company’s strong fundamentals and growth potential.
📊 Financial Highlights – Q3 FY24
Metric | Value |
|---|---|
Total Income | ₹111.12 crore |
Net Profit | ₹18.62 crore |
Net Worth | ₹850.90 crore |
Capital Adequacy Ratio | 30.46% |
Gross NPA | 2.32% |
Net NPA | 1.85% |
A CAR of 30.46% reflects strong capitalization, while NPAs remain well-contained—demonstrating disciplined risk management.
🏠 IKF Home Finance – Fully Owned Subsidiary
IKF Home Finance Ltd. focuses on the affordable housing segment with:
- 94 branches
- Housing loans for low- and middle-income customers
- Streamlined, flexible loan processing
- Strong alignment with PMAY (Pradhan Mantri Awas Yojana) opportunities
The subsidiary supports IKF’s broader mission of financial inclusion through home ownership.
🏛 Listing Status
- Previously listed on BSE and ASE
- Voluntarily delisted in February 2015 due to limited liquidity and to improve operational flexibility
- Currently unlisted, with shares traded in the unlisted/grey market
Fundamentals
IKF Finance Limited Unlisted Shares
₹ 425.00
Per Equity ShareLot Size
250 Share
52 Week High
₹ 425.00
52 Week Low
₹ 425.00
Depository
NSDL & CDSL
PAN Number
AAACI4784J
ISIN Number
INE859C01017
CIN
U65992AP1991PLC012736
RTA
Bigshare Services
Market Cap (in Cr.)
₹ 3989.00
P/E Ratio
27.89
P/B Ratio
3.63
Debt to Equity
4.46
ROE(%)
13.13
Book Value
117.11
Face Value
10.00
Total Shares
93859991
Financials
P&L Statement
| P&L Statement | Record not found! |
|---|
| Financial Ratios | Record not found! |
|---|
Balance Sheet
| Balance Sheet | Record not found! |
|---|
| Liabilities | Record not found! |
|---|
Cash-Flow Statement
| Cash-Flow Statement | Record not found! |
|---|
Data not found
Ready to Build Wealth with Unlisted Stocks?
We give you the data, insights, and access—you make the profit.
Scan to download
Frequently Asked questions
Everything you need to know before you start investing in unlisted shares.
- 1. Reliance Retail
- 2. HDFC Securities
- 3. NSE (National Stock Exchange)
- 4. Paytm Money
- 5. Tata Technologies (Availability may vary—verify before investing.)
